OHIO – If you're renting in Columbus, you're better of than 20 other large cities in America.

According to the U.S. Department of Housing and Urban Development, a household that spends more than 30% of their income on housing is considered "cost-burdened." 

In some big cities, it's easier to stay under that percentage than others. In a new study, SmartAsset uncovered the income needed to comfortably pay rent in the 25 largest U.S. cities and found that renting in Columbus requires the fifth-lowest income.

Columbus has an average monthly rent of $1,050 for a two-bedroom apartment, so the average yearly rent cost is $12,600. A household would need to earn an income of at least $45,000 to pay the rent and not be cost-burdened. 

At the top of the list, you would need to make $196,843 to live in San Francisco, and your best bet is Memphis, Tennessee, where that number drops to $34,886.

The median household income in Columbus is almost $7,000 higher than that, at $51,708. Columbus is one of just five cities in our study, where the income needed to rent is less than the median household income. 

Learn more and check out the complete list here.