OHIO — April showers may bring May flowers, but they can also bring severe weather such as hail, damaging winds and even tornadoes that can damage homes.
Attorney General Dave Yost is reminding Ohioans after the latest bout of severe weather to be sure to protect themselves from scammers when looking for contractors for home repair.
The office said one of the first steps is to check with local officials about whether a permit would be required for the project and to request references from the contractor. Be sure to check the references, alongside the contractor’s proof of licenses, insurance and bonding.
While the state does not require home improvement contractors to be licensed, many Ohio cities do.
Yost’s office recommends checking the business against the local Better Business Bureau at www.bbb.org to see if there are any complaints filed.
The office also recommends getting at least three written estimates from three different contractors.
Customers should also request the manufacturer’s warranty, in writing, for certain items such as siding, windows, roofing materials, heating and cooling equipment. The attorney general’s office also highly recommends getting an itemized receipt for the project.
Contractors should also provide necessary information about what is needed to complete the work within the contract.
Within the contract, a description of the work to be done, time frame and materials. There should also be a provision that requires written approval for any changes that need to be made.
Another provision should state the total cost for work and the terms for payments for materials and labor. The contract should also have a requirement for the contractor to get all the permits and inspections that are required.
Yost’s office said the contact should not have a requirement for a large down payment, or payment-in-full, until the entire project has been completed and has been inspected.
Potential insurance payments should be detailed as well, including limitation if insurance does not pay.
