LOUISVILLE, Ky. -  From offers that are too good to be true to businesses that seem legitimate but are just out to steal your money – there are lots of scams targeting Kentuckians each day. Here are some of the latest tricks scammers are using in an attempt to steal your money and personal information.

LOOK OUT FOR LOTTERY TEXTING SCAM

A Kentucky man recently got a text saying he won over $2 million. The text also asked for the man’s personal information for verification. The Better Business Bureau says this is a phishing scam and is reminding people the lottery will never contact you first.

DON'T FALL FOR A PUPPY SCAM

Here’s a scam that will tug at your heartstrings. The BBB says people are falling for online breeders that look legitimate, but are actually con artists. These “sellers” trick consumers into buying from their phony breeding businesses by luring them in with professional looking websites, great initial communication, and cheap prices. The seller eventually asks the buyer to send their payment upfront, often through a wire service. Once the seller receives the money, the BBB says all communication stops and the consumer never receives the purchased puppy. 

One Kentucky woman recently found a dog through what appeared to be an online breeder. She sent the money and waited for the breeder to ship her dog. She never received the dog and the seller stopped responding to emails and calls.

BEWARE OF "FREE" PRODUCT TRIAL OFFERS

If you’re on social media, there’s a good chance you’ve seen a variety of free product trial offers. While some companies may offer legitimate product trials, the BBB advises people to use caution.

One cause for concern is advertisements promising miracle cures or treatments that are not backed by the FDA. Be sure to consult with your physician first before ever starting a new treatment or medication.

Scammers and disreputable companies also use free product trial offers to trick people into signing up for a product subscription service. Make sure you read all of the fine print before buying or signing up for anything. The BBB also recommends checking out the company online.

BBB President and CEO, Reanna Smith-Hamblin, recently joined Spectrum News 1’s Kayla Moody in-studio with tips to avoid getting scammed. You can check out the interview by clicking on the video attached to this story.