SAN PEDRO, Calif. — For about three years, tens of millions of student borrowers have not had to make a payment on their educational loans during the pandemic. 

Payments start again this month, following the Supreme Court's decision in June to strike down the Biden administration's debt forgiveness plan. 

Richelle Brooks, a mom of three in San Pedro, has earned five degrees. She's a principal at a charter school. She owes about $237,000 in student loans, and her initial monthly payments would be about $550.00. 

Brooks says she does not plan to pay and is "on strike" against making a single payment for her educational loans by planning to be a lifelong student.

She says she will legally avoid paying her student loans by enrolling in classes at a city college because she says doing so will put her loans on deferral. 

There is something called Public Service Loan Forgiveness that is offered to government or not-for-profit employees. The list includes public education. It is something student borrowers can apply for. But to qualify, you need to have made 120 qualifying monthly payments or, in other words, ten years of payments.